Insurance Claim Tracker
Claim #INS-881-4427 · State Farm · Filed Apr 16, 2026
Insurance Company
State Farm
Policy #SF-44218-997
Claim Number
INS-881-4427
Filed Apr 16, 2026
Claim Status
Supplement In Progress
Processing — est. 5–7 business days
Claim Completion
75%
Claim Steps
Damage Inspection & Documentation
Drone survey and manual inspection completed. 34 photos documenting hail impact on 42 squares of shingles, 3 areas of soffit damage, and gutter system. Written report generated.
Apr 14
Complete
Claim Filed with State Farm
Peak Time submitted the complete Xactimate scope of loss to State Farm on your behalf. All photos, measurements, and line items included. Your adjuster assigned: David Torres.
Apr 16
Complete
Adjuster Meeting & Damage Approval
Adjuster David Torres completed on-site inspection. Full hail damage confirmed. Settlement approved at $14,800 ACV. Supplemental claim filed for code upgrade (drip edge & ice shield).
Apr 21
Approved
ACV Payment Received
Actual Cash Value payment of $13,800 received and confirmed (after $1,000 deductible). Check deposited Apr 26. RCV holdback of ~$2,400 to be released upon completion.
Apr 26
Complete
Supplemental Claim — Code Upgrade
Supplemental submitted for drip edge, peel-and-stick ice barrier, and code-required underlayment upgrade. Total supplement: $1,240. State Farm reviewing — typically 5–7 business days.
Filed Apr 27
In Review
6
Project Completion Documentation
Completion photos, final inspection report, and signed completion certificate submitted to insurance to release holdback payment.
Est. May 2
Upcoming
7
RCV Holdback Released — Claim Closed
Replacement Cost Value holdback (~$2,400) released by insurance. Final payment confirms claim is fully settled. Warranty documents issued.
Est. May 10
Upcoming
Settlement Breakdown
Approved Settlement
$14,800
ACV — Before deductible
Paid to Date
$13,800
ACV check received Apr 26
Pending
~$3,640
RCV holdback ($2,400) + supplement ($1,240)
Your Out-of-Pocket
$1,000
Policy deductible only
Key Contacts
Your Insurance Adjuster
DT
David Torres
State Farm · Field Adjuster
What's a supplement?
An insurance supplement is a request for additional funds when the initial estimate missed items or code-required upgrades. We handle this automatically — you don't need to do anything.
What's the RCV holdback?
Insurance pays ACV (current value) first, then releases the Replacement Cost Value holdback after repairs are confirmed complete. We submit the completion docs for you.
Claim Activity Log
Supplemental claim submitted to State Farm
Drip edge, ice & water shield, felt upgrade — $1,240 additional requested
Today, 10:14 AM
ACV payment of $13,800 confirmed received
State Farm check deposited. $1,000 deductible collected.
Apr 26, 9:30 AM
Full damage approved — $14,800 settlement
Adjuster David Torres confirmed all line items. Approval letter uploaded to Documents.
Apr 21, 2:55 PM
Adjuster on-site meeting completed
Karen Tillman accompanied adjuster. Reviewed all 34 drone photos on-site.
Apr 21, 10:00 AM
Xactimate scope filed with State Farm
Complete scope submitted — 42 sq shingles, gutters, soffit, drip edge.
Apr 16, 8:45 AM
Inspection complete — claim process started
Drone survey + manual walkthrough. Hail damage confirmed across full roof.
Apr 14, 3:00 PM